March 2018 Primaries: The Issues for Renters

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We want to start this off by saying that this is not a voter's guide. We had planned to do a voter's guide. In the previous articles in this series we said we would do one. Upon examination of the ballot we've decided that there are just too many races for us to cover in a single article. So while we will mention a few individual candidates here we will not be giving endorsements. (Since we're a business we really shouldn't be giving endorsements anyhow.) Rather, we will be looking at some of the main issues at stake in the March 2018 Chicago primaries and things that renters should consider as they review the candidates.

Rent Control (100/HB 2430)

State Representative Will Guzzardi's campaign to repeal the statewide ban on rent control has been in process for two years now. Some of our regular readers may in fact be surprised that we have not yet done a full article on the issue here in the blog. We have, however, addressed it in our monthly newsletter way back in March of 2016. It is our belief that while rent control is a great concept in theory and that it might work for other cities and towns within the state of Illinois, it will not work well for a city as segregated as Chicago. Rent control is a way for the government to cap rent increases in privately-owned rental housing. In an ideal world, tenants in a rent controlled apartment would be able to stay in one place for a long time without worrying about exorbitant rent increases. Landlords are, however, able to raise rents to match market rates again once the rent-controlled tenants move out. Continue reading March 2018 Primaries: The Issues for Renters

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Kay Cleaves

Job Descriptions for Elected Officials in Chicago, Cook County and Illinois

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In preparation for the March 20, 2018 Illinois Primary we are running a series on voting and elections in Chicago. Last week we featured the Chicago Newcomers' Guide to Elections. This week we will be reviewing the job descriptions for every position on the ballot, from the smallest to the largest. Of course, as is the RentConfident way, we will be explaining these roles from the viewpoint of how they affect the lives of renters and landlords. This means we won't be talking much about highways, hospitals and steel mills here but we will be talking a lot about evictions and property taxes.

We should note that this the March election is a primary. The people you choose this month will not take office. In a primary, multiple candidates from the same party run against each other. The winners from each party in the primary will go up against the winners from the opposing parties in the November election.

However, there are two sections of the ballot that are not simply nominations. On the ballot for the Democratic Party is a spot for the Democratic State Central Committee members. This is an actual election. Additionally the five referenda appearing on the ballot are binding and will not appear again on the November ballot.

We'll start with the Chicago-specific offices, then move on to the Cook County, the State, and finally the Federal offices.

Before we launch into the full list, we want to emphasize that there are three positions on the ballot that are of critical importance to landlords and tenants.

  • The Cook County Sheriff is responsible for enforcing evictions.
  • The Cook County Assessor is responsible for setting property tax rates, which in turn have a huge effect on rent rates.
  • The Judicial 1st Sub-Circuit seat of Orville Hambright requires the close attention of every landlord and tenant on the voter rolls. Hambright retired in late 2017 after hearing the lion's share of eviction cases at the 1st District courthouse in the Loop for a very, very long time. While many judges in the circuit court hear eviction cases, few have measured up to the enormous eviction caseload that went through Hambright's courtroom. Whoever takes his seat will have enormous shoes to fill. Continue reading Job Descriptions for Elected Officials in Chicago, Cook County and Illinois

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Kay Cleaves

The Chicago Newcomers’ Guide to Elections

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It's March! In Chicago this means it's election season. We've previously discussed the low level of civic activity among renters, and how the input of renters at the polls can affect the caliber of a neighborhood. We've also provided a list of all the laws that went into effect this year as evidence of what the incumbents have accomplished while in office. We also talked about how renters are under-represented in Chicago public office. Now it's time to put all of that together, get your butts off the couch, and go vote.

While the standard November election day is still important, a lot of the Illinois official business actually occurs at our statewide Primary voting in March. This year (2018) the Primary election will occur on March 20, just a few weeks away. Since we have a lot of newcomers and folks who have recently moved reading this blog, we figured we'd spend this week reviewing the basics of voting in Chicago. Continue reading The Chicago Newcomers’ Guide to Elections

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Kay Cleaves

Dangerous Amendment to CRLTO Afoot

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Last week a group of aldermen proposed an amendment to the mighty Chicago Residential Landlord-Tenant Ordinance (CRLTO) with the intent of enforcing Chicago's current efforts to serve as a sanctuary city. Leading the charge are Deb Mell and Carlos Ramirez-Rosa, of the 33rd and 35th ward respectively. These changes attempt to protect immigrant renters from being raided and deported within their rental residences. We think this is a fabulous idea. However, knowing how the CRLTO is used in real life we have some concerns about how this amendment will affect the rental community as a whole once put into practice.

The full text of the proposed amendment is included below for your review.

2017-09-06 proposed CRLTO amendment

The CRLTO does not cover every apartment within the city limits. Many undocumented immigrants live in small buildings owned by on-site landlords - these units would not be protected by the proposed amendment. Beyond this issue, we've got some specific concerns with each proposed change.

Change #1: Citizens vs Residents.

This one is pretty mundane. The word "citizens" is replaced with "residents, regardless of immigration status" in the opening clause of the ordinance in reference to the intended targets of the law. To us it's a little jarring to suddenly launch into immigration issues in the middle of a document that otherwise deals entirely with landlords and tenants, especially when other protected classes get no such mention. If you're going to say "regardless of immigration status" you might as well also throw in "disability, race, advanced age, source of income," etc.

We understand that they're trying to create a welcoming atmosphere, but invoking immigration in this setting reminds us of the notorious vegans who insert their dietary choices into every conversation.

Will it make Immigrants safer? Nope.
Will it make life better for most Chicago renters? Not really.
Predicted lawsuits: None.
Predicted impact: Minimal.
Rating: A for Effort, C for implementation.

Change #2: No Warrant, No Cry.

The CRLTO dictates the acceptable reasons a landlord could use to enter an occupied apartment, along with things like advanced notice and acceptable hours of entry. The amendment would bar landlords from allowing law enforcement to enter an occupied apartment with them unless they have a search warrant. If the landlord isn't around to grant access, law enforcement officers (LEOs) still would not be able enter an occupied apartment without a search warrant.

Some readers will think that this simply reinforces the fourth amendment to the US Constitution, which protects individuals from search and seizure of property without a warrant. Alderman Rosa has stated that this clause responds to modern Immigration and Customs Enforcement (ICE) tactics of entering a building's lobby and forcing their way into every apartment to check residents' immigration status, deeming a lack of "papers" to be sufficient probable cause for literally unwarranted searches. The aldermen have good intentions. These sorts of roundups are wholly despicable.

However, many times when cops are called to an apartment building it has nothing to do with immigration. They may be following up on noise complaints or performing wellness checks. This change does not allow for such emergencies, or "exigent circumstances." We have seen the chilling effect that "crime free housing" policies have had on low income renters in the suburbs. They have caused abuse victims to refrain from calling for help out of fear of getting evicted. Tinkering with law enforcement's ability to provide help when needed, especially among the most vulnerable parts of the population, will not end well.

Additionally, we must remember that apartment buildings are not only residences but places of business. There are superintendents, maintenance workers and doormen who both work and live at these buildings, many of whom are undocumented immigrants themselves. Are they protected as well? How about the many mixed use buildings with retail establishments on the ground floor? Will business owners in these buildings be responsible for demanding to see a warrant from any LEOs that enter their shops and restaurants just because they share walls with apartments? Will these business owners be protected from ICE raids on their employees and customers within their shops?

Inversely, we must also remember that LEOs including ICE agents must live somewhere as well, and they must be allowed to view apartments before renting like everyone else.

Will it make Immigrants safer? Probably.
Will it make life better for most Chicago renters? Not really.
Predicted lawsuits: Landlord shows an occupied apartment to an off-duty police officer who's looking for a place to live. Current occupant sues landlord for allowing LEO access without a warrant. Neighbor hears a woman screaming and calls the cops. The cops enter and find she is being beaten by her husband. The husband later sues the landlord for allowing the cops to enter without a warrant.
Predicted impact: Enormous.
Rating: D. Ham-fisted attempt without consideration for edge cases.

Change #3: Bolt the Revolving Doors!

The third change within the amendment would require landlords to install auto-locking deadbolts on all front and rear street entrances in buildings with multiple apartments. These bolts would require key access from the outside and latch access from the inside. The intent is to allow residents to bar ICE agents from just wandering into the building and rounding up residents.

This is the one that's getting most of the attention so far because it will cost landlords money. Also because for many buildings it may well not be possible. This clause would only arise from the minds of authors with very static, uniform mental images of apartment communities. We have established in a previous article that there are very few renters on the city council. Mell and Rosa both work and live in areas that are dominated by vintage walkup properties, and the deadbolt scenario works for them. But they forget about high rises, individual rented condos within condominium complexes, motel-style properties without central lobbies, coach houses and all those converted vintage hotels in Uptown.

We're of the opinion that no renter should choose a building without deadbolts on the exterior doors but we know that this is not a realistic expectation. There's big buildings with revolving doors. There are fire escapes and mail foyers. There are parking garages. There are buildings with thousands of tenants, each of whom would have to get a copy of the new deadbolt key. There are apartment locator services that keep keys for agent use. We also take issue with the specific phrasing, "from the inside it must be opened by turn knob or handle only." What about intercom systems? Buzzers? Doormen? Are we looking at a situation where Chicago renters will have to go down to the lobby every time they have to let a guest into the building?

Not to mention that deadbolts (and walls for that matter) only serve as barriers until one resident on the inside decides to open them. It only takes one person to open that door or leave it slightly ajar and your deadbolt is rendered totally useless. As soon as the first tenant locks themselves out there will be tape plastered over every bolt and latch.

Will it make Immigrants safer? Nope. In fact it may increase danger by creating a false sense of security.
Will it make life better for most Chicago residents? Possibly if it's actually enforced, but we don't see it happening and suspect that this clause will be struck before the amendment passes.
Predicted lawsuits: The number of renters who will use the absence of deadbolts on exterior doors as a reason to break their lease will be off the charts. They may also sue because the installation of deadbolts prevented them from receiving mail for a prolonged period of time. Someone will sue because the bolts prevented them from escaping during a fire. Someone will sue because they get trapped outside a roof deck during a storm.
Predicted impact: Mind-bogglingly huge.
Rating: C. We like the idea but implementation will be a nightmare, and landlord resistance to this one clause could scuttle the entire amendment.

Change #4: No Credit, Big Problem!

Landlords will no longer be able to ask renters about their immigration status. Supposedly this clause does not (and cannot) preempt state or federal laws, nor does it prevent landlords from asking for financial documentation necessary for screening tenants. Except it does.

Most landlords require credit checks, and for a credit check you usually need to have a social security number. The argument can be made that social security numbers were never intended to be used as a kind of unique identifying serial number for human beings. Following the recent Equifax breach all data reliant on social security numbers as unique IDs have become unreliable. This doesn't change the fact that SSNs currently are used in this manner in the application process for many apartments. Landlords can bend over backwards to avoid asking about the "Big I," but if you don't have a social security number it's pretty obvious that you're not from these parts.

Chicago has already implemented this sort of "don't ask, don't tell" restriction on immigration status for its own employees. Several states already have similar protections in place for renters, and property managers in those states have learned alternate means of checking credit that don't depend on the social security number. But local landlords will have no clue what to do if they can't ask for an SSN. It is possible to run a credit check without one, but it's definitely a challenge and you usually don't get back any useful information. Renters will need to be prepared to bring 12 months of bank statements with them on their apartment hunts.

We anticipate that landlords will respond to this one in the same way they responded to HUD's announcement from last year that criminal background checks might qualify as fair housing law violations. They will ignore it and continue with business as usual. The background checking companies have done a very good job of cultivating a phobia of bad tenants within landlord circles and presenting credit reports as magic armor of protection. In Chicago eviction costs are too high and they take far too long for a landlord to run their business without some sort of screening process.

Will it make Immigrants safer? Yes.
Will it make life better for most Chicago renters? If anything it will make things more complicated.
Predicted lawsuits: Rental applicant on a student visa will sue for being denied housing based on their lack of a social security number. This has already happened in several states where this law already exists.
Predicted impact: Minimal.
Rating: B. Overall a good change, but the whole background check thing will be a headache.

Change #5: Blunting the Sword of Damocles.

The final change expands the definition of "landlord retaliation" to include threatening tenants with deportation or disclosure of their immigration status. Tenants are protected from retaliation by their landlords when they report problems with their building to the government, court, support organizations or the media, when they join tenant unions, and when they request repairs.

The ability to "speak to a manager" about customer service concerns is something citizens take for granted. Undocumented immigrants may be afraid to speak up about problems with their living conditions. As far as we're concerned any edge cases that might arise with this new bit of law are too extreme to merit discarding the change itself. It takes many voices to force improvement of a bad situation. It should be much easier for immigrants to sing in the chorus of complaints about a bad housing situation.

Will it make Immigrants safer? Yes.
Will it make life better for most Chicago renters? Yes.
Predicted lawsuits: Any that might arise would be very extreme cases.
Predicted impact: Medium.
Rating: A. We totally support this part of the amendment.


While we respect the intentions of the aldermen who have drafted this proposed amendment to the CRLTO, we suggest that they all go spend a few days sitting in eviction court and observing - or spend a few years renting - before they commit anything to law.

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Published by

Kay Cleaves

Take Only What You Need

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There is a popular argument among equality advocates that the majority cannot understand the struggle of a minority until they recognize how much easier their lives are due to unearned privileges. When it comes to renting, the issue of privilege is something that cuts across boundaries that are firmly drawn in other areas of life. It's very possible for a renter to be part of a majority without knowing it. This leads to renters choosing apartments without regard for special features that would be make-or-break necessities for others. It is, of course, important to find a place that suits all your needs. But it's also important to make sure that you only rent what you need, leaving the specialty apartments for others.

Now, I've been blogging about apartments for many years now, and I have voiced this opinion several times buried in assorted articles, but I've never dedicated an article to it. So today we're going to explore privilege as it pertains to renters. It can be nice to find an apartment that suits some of your "wants," but there are many renters who can't even find a place to cover their "needs." In an era where the rental market for all but the most wealthy remains extremely tight, it's important to consider if an apartment you see during your hunt could be better used by someone else.

Income

It's a commonly accepted, if somewhat flawed, rule of thumb that you shouldn't rent a place that's more than 30% of your income. However, many thrifty renters will opt to go for something far below that 30% limit if they can find it. When you do this you keep the low cost apartments out of the hands of renters who really need them. Continue reading Take Only What You Need

Published by

Kay Cleaves