How to Find a Quiet Apartment in Chicago

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It's really tough to be able to find a truly quiet apartment in a multi-unit building, especially in a big city like Chicago. Even if you manage to find a quiet building there's still street noise, airplane noise and trash trucks to deal with. However, some folks really need a quiet living environment but don't want to give up living in the city altogether. So today we've got a list of things to consider if you really want a quiet apartment.

Building Location

  • Side streets are quieter than major streets. Chicago has "arterial," or major streets every half mile. They're pretty easy to spot as they normally have stores at street level.
  • Check noise complaint records from the Chicago Department of Aviation so you can avoid areas under major flight paths. You can find monthly noise complaint reports for O'Hare here, and quarterly reports for Midway here.
  • If it won't have a bad impact on your ability to get around the city, try to stay away from the El and Metra. (Just remember that noise from the train can travel a very long way!)
  • Schools and churches can also be a major source of noise.
  • Make sure the street you're considering isn't close to the location of major street festivals, highways, stadiums, churches, fire stations, hospitals or schools.
  • You may see "Zone of Quiet" signs posted near hospitals and schools, but bear in mind that these zones are only in effect during specific hours of the day.
  • Use the traffic layer on Google Maps to watch traffic in the immediate area for a few days. Some areas can be quiet for most of the day but terrible at rush hour.

Continue reading How to Find a Quiet Apartment in Chicago

Published by

Kay Cleaves

Are you Unintentionally Scaring Your Leasing Agent?

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Real estate agents have a reputation for being attractive, friendly people that carry high tech devices and spend a lot of time going into closed, unfamiliar buildings with strangers. It's a recipe for disaster. When you are a leasing agent or Realtor working one-on-one with apartment hunters, there is a heightened risk of becoming a victim of a crime.

According to the US Bureau of Labor Statistics, an average of 27.25 agents died annually due to person-on-person violence on the job from 2011-2014. 17.75 of those deaths were homicides. In fact, on the job violence is the highest cause of fatalities for agents - by contrast, an average of 21.5 agents died annually from car accidents on the job, the next highest cause of death, during the same time frame.

As a former agent myself, I can tell you that I was constantly bombarded by reminders of proper safety practices that every agent should take to protect themselves while working. I also had several well-meaning clients who made me very uncomfortable by innocently undermining the steps I was taking to ensure my own safety. Continue reading Are you Unintentionally Scaring Your Leasing Agent?

Published by

Kay Cleaves

Questions to ask your next Landlord about Security

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When you're hunting for apartments it's easy to get wrapped up in checking out the features of each building and forget to ask important questions. Nobody likes to dwell on potential problems, and a landlord certainly won't volunteer any negatives about their property unless you ask them.

I've provided two lists of questions previously in this blog, one focusing on applications and fees, and the other on maintenance and hiring practices. Today I've got another set of questions to add to your list, this time about building security.

Security is an incredibly important thing to consider, and one that far too few renters think about until they become victims of a crime. There are some definite best practices to follow, so in this case I'm going to deviate a little from the format of our previous lists and also provide recommended answers that you should hear when asking the questions below.

  1. Where do you store your copy of the keys to this apartment?The answer to this one should be off site, in a secure location such as a key safe or a locked cabinet. When a landlord keeps all apartment keys on site, it's very easy for someone to gain access to every apartment in the building in one hit.
  2. How many employees have unsupervised access to apartment and building keys?There is no exact number that a landlord should give in answer to this question, but they should be able to provide you with a number of people.
  3. What policies do you have in place to make sure keys are returned to your storage location?Landlords should have a consistent check-in/check-out policy for apartment keys.
  4. How many people have touched copies of the current apartment keys since the locks were last changed?The best answer to this is "we change the locks every time someone moves out, so you shouldn't worry about it."
  5. How many different keys must someone use to get from the street to this apartment? To the storage area? To the parking lot/garage?The answer to this should be at least three - one for exterior building access and two (deadbolt and doorknob) for the apartment itself.
  6. What sort of additional security do you offer to renters? Are there cameras? Are there guards?This one has no specific answer. It may, however, be a deciding factor for you as you choose between all the apartments you see on your search. Extra security is definitely a worthwhile perk.
  7. Can renters install burglar bars on the windows and windowed doors?Some landlords are so concerned about their building's exterior appearance or the condition of window frames that they don't allow installation of burglar bars. If you're renting an apartment within 10 feet of the ground you should be allowed to install bars on the windows, and every renter should be allowed to install bars on windowed doors.
  8. If there are security cameras, how long do you store their footage? Where is it stored? Who has access to the footage?Old videotape based systems might top out at 2 weeks of footage. Newer digital systems can store up to a year. For most apartments a month is fine. Video recording hardware should be stored in a secured location and accessed only if needed. There's a fine line between additional security and the invasion of privacy.
  9. Is the lighting for common areas and outside areas set on a timer or a daylight sensor?Daylight sensors are far more reliable when it comes to common area lighting, as they keep up with the seasonal changes in daylight. I can always tell which buildings have their lighting on timers, because they're always dark in the evening after the switch away from daylight savings time each fall.
  10. How many tenants in this building own firearms and keep them in their apartments?There is no "right" answer to this other than your own level of comfort. A good landlord will know the answer, though. This is not just a matter of personal safety and comfort - a landlord who knows which tenants own or are likely to own weapons is a landlord that know their tenants well and is aware of what's going on within their property.
  11. If there is a laundry room, is it a coin system or a card system?Coin-based laundry systems are common targets for thieves. If a thief knocks over the laundry machines, they can be down for quite a while.
  12. Does this building have a crime-free lease addendum?Crime-free policies are double edged swords. They allow landlords to speedily remove anyone who causes police to be called to the property, but they also discourage crime victims from calling for help when needed out of fear of eviction. Chicago does not have a law in place that requires landlords to use crime-free lease addenda, but many suburbs do.
  13. How many times have the police been called to this property in the past year? How about to this block?The landlord may not know the answer to this one. I wouldn't necessarily hold it against them if they don't. However, the local police department certainly will know and you should check with them before renting anywhere.
  14. How many agencies currently have keys to show this apartment?Chicago's non-exclusive leasing model means that many apartment locator services could have copies of the keys to your apartment. Even if a landlord has good in-house policies regarding key storage, they have very little control over what happens with keys that they distribute to these agencies.

Have you experienced a security problem in your apartment that could have been prevented by asking a particular question before you moved in? Let us know in the comments and we may cover it in a follow up!

RentConfident is a Chicago startup that provides renters with the in-depth information they need to choose safe apartments. Help us reach more renters! Like, Share and Retweet us!

Published by

Kay Cleaves

We Analyzed 100 Crowdfunding Campaigns for Victims of Apartment Fires. Here’s What We Found.

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Content Warning: This article may be upsetting to those who have lived through apartment or home catastrophes.
Editor's Note: The quotes included in this article have been included without alteration from their respective campaigns. We have chosen to leave spelling, grammar and profanity intact out of respect for the victims.

“The couple did NOT have renters insurance. They literally lost EVERYTHING, Car keys, drivers lisence, credit cards all personal items gone. They had $100 on the dresser and ran without thinking of grabbing it. Can you imagine loosing items that was your grandmothers, your family items to be passed down for generations to come? ALL GONE.” - https://www.gofundme.com/jeffshannonfire

Renters insurance exists to help you recover your lost and damaged items after major apartment catastrophes like fires, floods and hurricanes. Savvy renters know that renters insurance should be on their list of things to obtain immediately upon signing a lease. It Some landlords have started to require proof of insurance. It's relatively inexpensive – according to the Insurance Information Institute (iii.org), the average cost of renters insurance in Illinois was $172 per year in 2013. Even so, III estimated that only 37% of US renters had renters insurance in 2014.

Lately those who find themselves struggling to recover from major catastrophes have turned to crowdfunding site GoFundMe to help solicit cash from friends and family. We decided to turn to GoFundMe to see what sort of impact apartment fires had on those with and without apartment insurance. Continue reading We Analyzed 100 Crowdfunding Campaigns for Victims of Apartment Fires. Here’s What We Found.

Published by

Kay Cleaves

Busting 10 Myths about Laws and Apartment Life

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I've met plenty of folks, both landlords and tenants, who had some pretty strange beliefs about what was legal or illegal in Chicago apartments. Today I've taken on 10 of these myths and misconceptions about renting and broken them down chapter and verse to let you know which ones are true and which are false.

If you've got a myth about apartment life that you want me to investigate, drop me a comment below or on our Facebook page and I'll look into it for a follow up article.

1. It's illegal to put things in someone's mailbox if you're not a USPS postal carrier.

Status: True!
According to whom? US Congress, 18 USC 1725
Details: Mailboxes are actually property of the US Postal service. Placing something in someone's mailbox that doesn't have postage on it is a felony offense. This is to prevent mail theft and mail fraud, although private postal services like UPS and FedEx have been fighting the law for many years.
Since when? 1934.
Penalty: At least $5000 per occurrence for individuals, $10,000 for businesses.

2. It's illegal to leave shoes in the hallway outside your apartment.

Status: True!
According to whom? City of Chicago existing buildings code, 13-196-080
Details: When you leave shoes, strollers or other personal items in the hallway, it can block others' path to escape during a fire. Blocking hallways in this way is a violation of fire codes. (It's also a great way to get your stuff stolen.)
Since when? Before 1990.
Penalty: Your landlord may be fined and pass the fine on to you.

3. It's illegal to put too much trash in a dumpster.

Status: True!
According to whom? City of Chicago health & safety ordinance 7-28-261
Details: If you pile trash high enough in the container that the lid won't fully close, you're setting up a situation that attracts rats, bugs and raccoons. If the dumpster is so full that you can't put your trash inside, let your landlord know immediately. If it's an ongoing problem, you can report your landlord to the city.
Since when? At least 1994.
Penalty: Your landlord will get a ticket and may pass the fine on to you.

4. It's illegal to give your landlord a postdated rent check.

Status: False!
According to whom? The State of Illinois, Criminal Code 720 ILCS 5/17-1B
Details: Some landlords will ask that you provide them with twelve postdated rent checks, one for each month, at the time you sign your lease. While this is really annoying if your money is kept in many different bank accounts, it gives some landlords peace of mind knowing that you're already committed to those payments. However, an unscrupulous landlord can deposit those checks at any time, and I don't know a lot of renters who keep a full year worth of rent in their checking accounts.

If you give someone a postdated check and it bounces when deposited - regardless of the date - you have broken the law. However, if the check clears, you're all good. If you bounce a check, you need to make good on it within 30 days to avoid penalty.
Since when? At least 2011.
Penalty: Anywhere from $100-$1500 plus court costs.

5. It's illegal to smoke in your apartment.

Status: False! (with some restrictions)
According to whom? City of Chicago clean indoor air ordinance
Details: You cannot smoke or vape in apartment hallways, lobbies or common areas (and that includes the yard!) but you can smoke and vape within your own apartment provided that your lease allows it. Note that if you have a license to consume medical marijuana but your lease bans smoking, you must choose another delivery method such as eating it.
Since when? 2014
Penalty: $250-2500 for smoking in common areas. Eviction for smoking in apartments that ban smoking in the lease.

6. If more than two unmarried women live in an apartment together, it's considered to be a brothel.

Status: False!
According to whom? There are no brothel laws in Chicago.
Details: The myth of the brothel law has been flying around among tenants for decades. It may stem from colleges that restricted housing for female students when they were first allowed to attend universities. However, there is no evidence that any city or town has ever actually enacted a brothel law that applies specifically to unmarried women.

In fact, in Chicago, refusing to house someone based on their marital or familial status is a violation of fair housing law. However, Evanston does currently have a very controversial law on the books that prevents more than 4 unrelated individuals from living in the same apartment together.

7. It's illegal to post political signs at your apartment building.

Status: False!
According to whom? State of Illinois, City of Chicago, multiple sources.
Details: The state can't make any laws that ban the posting of political signs on private property, as it's a violation of free speech laws. So you can temporarily post a political sign for your favorite candidate inside your apartment as long as you don't break any lease conditions about attaching things to the walls.

You can't post them on public property, so don't put them in the parkway. You can put them in the yard of your apartment building but they may be removed by your neighbors. Note that your landlord can also post signs on the property but there's nothing stopping you from removing them.
Penalty: None.

8. It's illegal to let your kids play in the halls or yard after dark.

Status: True!
According to whom? City of Chicago Curfew ordinance 8-16-020
Details: Children under age 12 must be at home after 8:30pm Sunday through Thursday and after 9pm on Friday and Saturday. For teens up to age 16, it's 10pm Sunday to Thursday and 11pm Friday and Saturday. If a parent or guardian is with the child/minor they're within the bounds of the law. If they're unsupervised and someone complains, they would be breaking the law.
Since when? Curfew laws have been on the books for years, but were most recently revised in 2015.
Penalty: $500 maximum fine plus community service for the parent.

9. It's illegal to run a business out of your apartment.

Status: True! (if you don't have a license)
According to whom? City of Chicago Home Business ordinance 4-6-270
Details: First of all your landlord can ban home-based businesses outright. So can a condo association if you're living in a rented condo.

Second, the city has a special business license for home-based businesses called the "Regulated Business License - Home Occupation." If you're freelancing or working remotely for a business with headquarters elsewhere, you're all good. If you're running a licensed day care out of your apartment (and your lease either allows or says nothing about it) you're all good. If you're home-brewing for private consumption and not selling the output, you're good. If you're owning and running your own business from your apartment you need to have a license. The city restricts what kind of work can be done out of the home, how many employees you can have, how much square footage you can dedicate to the business, signage, and the use of building entrances.
Since when? At least 2012
Penalty: $250-500 fine, Eviction if you are violating the lease.

10. A landlord must disclose the presence of mold in your apartment when you sign the lease.

Status: False!
According to whom? No one, there is no law about it.
Details: Landlords must disclose knowledge about lead based paint (Federal law), radon (Illinois law), heating costs (Chicago law), and provide information on how to handle bedbug infestations. However, there are no laws pertaining to the disclosure of mold in apartments or in homes for sale.

Some real estate agents will use mold disclosures as part of their standard paperwork when representing a seller or landlord, but it's only done to cover their own butts. However, if your apartment does have mold when you move in your landlord has a duty to get rid of it.
Penalty: None for failure to disclose. Fines may be assessed if a landlord does not clean up mold within a reasonable time.

RentConfident is a Chicago startup that provides renters with the in-depth information they need to choose safe apartments. Help us reach more renters! Like, Share and Retweet us!

Published by

Kay Cleaves